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Understanding Insurance

Does your head spin when you try to understand the ins and outs of your health insurance plan?  You're not alone. 

Please visit our Insurance FAQs page and Glossary of Insurance Terms page. Also try out our Insurance Calculator to see how in network and out of network differ in your cost per visit.

We want you to know that you have options at Moore when you feel your insurance is leaving you with little. 

Questions?  Vinnie Greco and Melissa VanScoy can help you at 203-325-2455.

 

Final Days of 2010 Insurance Tips & Thoughts

  • Use your Health Savings Account to buy gift certificates at Moore.
  • Use your HSA to Pre-Pay your 2011 Deductible.
  • Use you HSA to Pre-Pay you 2011 copays.
  • We offer many solutions to your high deductible plans.
  • Get ahead of your deductible now, touch base with the front desk today.
  • Deductible Met for 2010? – Get your appointments scheduled through the holidays, we will be here come on in!
  • Your treatment is our #1 priority – don’t let your insurance dictate your health, we have options available.
  • January is just around the corner – annual visit limits will be starting over before you know it!
  • Use your 2010 visits before you lose them.


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At Moore, Out of Network does NOT mean Out of Luck!

 

We know that your insurance often changes and that it can be difficult to understand. Our insurance experts are here to help.

The Facts:

  • We have FLEXIBLE PLANS to save you money
  • Your cost may be similar or LESS than in-network
  • You may have MORE OPTIONS with your care
  • You'll save time, we handle ALL the paperwork

 

As a consumer you have a right to understand the ins and outs of your health insurance plan, it is important to read the fine print.  Each case is unique, but we have found that out of network coverage often reimburses at a rate equal or better than in network coverage. It is a common misconception that if Moore is ‘out of network’ that means we don’t take your insurance.  The fact is that we can still be your treating physical therapist, but the insurance company pays in a slightly different way. Find out the facts! Let us empower you to be a knowledgeable consumer and get the best of your benefits.

Deductibles are a big piece of the puzzle.  Did you know that if another member of your family had medical care that was billed against the deductible during your coverage year; you may have only a modest payment to make for your treatment?  Co-pays, co-insurance, allowed amounts, and balance billing – don’t let these words scare you! Check out our insurance terms glossary and frequently asked questions on our website.

Your recovery is the top priority. Moore physical therapists are experts in human movement.  Our goal is to search for the root cause(s) based on biomechanical and physiological principals. We take a whole body approach to your recovery.  If you are here for hip pain that keeps you from playing tennis or running, we will look at and beyond your area of pain to strengthen all areas that may affect your injured site.  For example, you’ll do exercises for your core, your hamstrings and your glutes – all which affect the mobility of your hip.  Utilizing our manual skills and progressive exercise prescription and instruction, we create and facilitate positive environments for success.  We will also provide a menu of post rehabilitation services that will continue your path to total wellness.

 

Our goal is long term success and prevention education.

We promote an environment of education. We teach you to take care of yourself, to prevent future injuries and to get the most from your body. We also teach you how to get the most from your health insurance. If you are in pain and you need physical therapy, the first step is to pick the best possible treatment and therapy group you can.  The next step is to put your insurance to work for you.

As your partners in health, all of us at Moore put your well being first.  We will work with you to make the financial end of healing as painless as possible.  In order to overcome your insurance hurdles, we offer many solutions, ranging from payment plans to discounts for pre-payment of services. It is up to you to take control of your healing and your insurance benefits, but we are here to support you every step of the way.

Your Health Comes First!

Please know our team is ready to take your questions.  Vinnie Greco and Melissa VanScoy can help you at 203-325-2455.  In addition, the Front Office Staff at any of our locations can answer questions when you call to book your appointment. 

 

"I don't mind coming to Moore out of network. My daughter receives the best care.  I was referred to an in network facility but came to Moore instead."

~Mrs. B.

 

 
 
 
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